SHERIFF’S SALES PROCEDURES
Sheriff’s Sales are Mortgage Foreclosures
where a judgment has been entered through the court. There is
no redemption period on Sheriff’s Sales.
are when property owners do not pay their property taxes and are
sold through the Porter County Auditor’s Office. There
is a one year redemption period on Tax Sales. Sheriff’s Sales
and Tax Sales are completely different. All Sheriff’s Sales
are conducted according to (but not limited to) IC 32-29-7 through
Bidding is open and progressive. The Plaintiff always opens
the bid and may start lower than the judgment
amount. Financial institutions will NOT give you information
regarding foreclosures. On the day of sale, you must speak
with the Sheriff’s Deputy if you intend to bid. You will need
cash or certified check in the amount of the 1st judgment,
or you will not be able to bid.
Bids must be in the form of CASH OR CERTIFIED CHECK. We
do not accept letters of credit from a financial institution.
There are no exceptions. All checks are to be payable to the PORTER
COUNTY SHERIFF. If you are the successful bidder and your
final bid is less than your certified check, then you have until
4:00 the same day to produce the balance. If you are the
successful bidder and your check is greater than your
successful bid, the Sheriff will issue you a check for the surplus
after funds are deposited.
NOTICES OF SALE
Notices of Sale are available on our website. They are also published at least 30 days prior
to sale in the Chesterton Tribune, The Times or the Post Tribune on
any given week day. Property and judgments are posted at the
Civil Bureau office during business hours. (We do not make copies.)
Notices are posted at the Porter County Courthouse. ALL
SALES MAY BE CANCELLED RIGHT UP UNTIL THE TIME OF SALE.
AVAILABILITY TO INSPECT PROPERTY
Property being foreclosed upon is still in the hands of the property
owner until sold at Sheriff’s Sale. Therefore, you will not have the
opportunity to inspect the property which may be owner occupied.
OTHER LIENS ON FORECLOSED PROPERTY
The Sheriff has no knowledge of any other liens on properties other
than what is listed in the judgment order which is available for
inspection at the Porter County Clerk’s office in the Courthouse.
If you are unfamiliar on how to research liens, the Sheriff
recommends that you pay a title company to perform this task for
you. If you buy property at Sheriff’s Sale it is a risk.
The Sheriff does not guarantee clear title. You
need to contact an attorney for advice on whether you would or would
not be responsible for liens on a foreclosed property. We
cannot give legal advice.
AFTER THE SALE
If you are the successful bidder, it will take one to two weeks to
obtain a Sheriff’s Deed. If the property is still occupied and
you need the Sheriff’s assistance in removing the occupants, you
must file for a WRIT OF ASSISTANCE (court order), usually obtained
with the help of an attorney. The Sheriff will serve the
writ and then remove the occupants if necessary. The Sheriff
will stand by while you secure the property.
Any questions on Sheriff’s Sales can be answered Monday through
Friday, except holidays, 8:00am to 4:00pm.
David E. Lain
Porter County Sheriff
Kathy Nichols, Civil Bureau Supervisor